Tailored for formally employed individuals, including government employees, landlords, council workers, Tribal Administration (Dikgosana), and pensioners from selected funds. Get the financial support you need—whether for a major purchase, a wedding, or any other personal project.

Loan Features

✅Maximum loan amount of P700 000

✅Flexible repayment terms of up to 120 months

✅Convenient payroll or scheme deductions

✅Option to consolidate loans from other financial institutions

✅Application appraised within 2 working days from document submission

Eligibility

✅Citizen of Botswana

✅Salaried employees in the public sector, including Landlords, Councils, Tribal Admin (Dikgosana) and Pensioners from selected funds

✅Minimum age of 18 years

✅Maximum age of 60 years of age those in the public sector

✅Maximum age of 75 years For Dikgosana and Pensioners

✅Employed for at least 6 months

✅Without a pending disciplinary action

Requirements

✅Valid Omang (Identity document)

✅Confirmation of Employment letter which (including physical and postal address)

✅Latest 3-month bank statement

✅Most recent original salary slips

✅Settlement letters for any loans to be cleared

Apply for a First Capital Bank Personal Loan at any of our loan centres nationwide:

📍 Gaborone Main Mall, Gaborone Old Lobatse, Gaborone CBD, Francistown, Maun, Palapye, Mochudi, and Kanye.

Or contact a Direct Sales Agent in your area.

Get the support you need—apply today!

Click here to view our fees and charges Tariff Gude.