At First Capital Bank, we make saving effortless and rewarding. With no monthly fees, service charges, or penalties, the Lefika Savings Account is designed to help you grow your savings while ensuring easy access when needed.
Affordable & Accessible – Open and operate your account with a minimum deposit of P100.
Flexible Withdrawals – Access up to 50% of your savings at no cost when required.
Zero Transaction Fees – Enjoy free deposits, withdrawals, and transactional alerts.
Disciplined Saving – Set up a standing instruction or external debit order to save regularly.
No Debit Card Access – Keeps your savings intact and growing.
Earn Interest Monthly – Benefit from a competitive annual interest rate of 3.5%.
Zero-Cost Savings – No monthly fees, service charges, or penalties.
Free Funeral Cover – Receive P5,000 funeral cover when saving consistently via standing order or external debit order.
Convenient Top-Ups – Easily add funds using Orange Money. Simply dial *145# and follow the prompts to transfer money from your wallet.
Valid ID or passport
Proof of residential address (e.g. police affidavit, employer letter, water bill, or lease agreement)
Proof of income (e.g. payslip or police affidavit)
Start your journey towards financial security today with Lefika – a savings account that works for you.